CHECKING

• No Per Check Fees
• No Minimum Balance Requirements
• Unlimited Check Writing
• 24/7 ATM Access
• Visa® Check Card (for qualified members)
• Plus Our C1CU Convenience Services like Online Banking & Bill Pay Service, etc.
• Overdraft Protection
• Remote Deposit Capture - Deposit checks with your Smartphone by using C1CU Mobile Banking. Simply endorse the check & print "Remote Deposit Only At C1CU" on the back & submit! You must be a C1CU Mobile Banking member to utilize this service. If you are not currently a Mobile Banking user, click here to contact us or call us at 330-305-3050
• Call us today at (330) 305-3050 or request more information.

CONVENIENCE SERVICES

• Mobile Banking
• Remote Deposit Capture - Deposit checks with your Smartphone by using C1CU Mobile Banking. Simply endorse the check & print "Remote Deposit Only At C1CU" on the back & submit! You must be a C1CU Mobile Banking member to utilize this service. If you are not currently a Mobile Banking user, click here to contact us or call us at 330-305-3050
• CardValet - Access. Control. Anytime. Anywhere. With CardValet, you will have immediate access to card controls through the app. Instant access allows you to self-manage your C1CU Debit Card and proactively deter fraud.
  • Turn your C1CU Debit Card on and off
  • Set location-based controls to limit card usage
  • Restrict card usage based on merchant type
  • Establish card transaction limits
  • Set threshold for transaction amounts
  • Schedule alerts for specific transaction types
• Visa® Check Card
  
• Direct Deposit / Payroll Deduction
  
• E-Statements – receive your monthly statement for free, online.
  
• Home Banking – free service to conduct transactions from any computer with internet access.
  
• I-Pay Online Bill Pay – pay your bills online for free!
  
• VAL (24 Hour Voice Access Line) – this service allows you to manage your accounts anytime via a toll-free telephone call. Once you have received your password, simply call (330) 305-3050 from any touchtone phone and press #4. Call our office or request more information. View the VAL call flow chart.
  
• Overdraft Advance – we understand that mistakes happen. Sometimes you may not have enough money in your account to cover a transaction. Community One Credit Union will cover your overdrafts in two different ways. We offer Standard Overdraft Practices that come with your account. We also offer Overdraft Protection services, such as a link to a savings account or advance for a personal line of credit, or our Overdraft Privilege Program. Call us at (330) 305-3050 or request more information.

Under our Standard Overdraft Practices, C1CU will authorize and pay overdrafts for checks and other transactions made using your checking account number and automatic bill payments. We will not authorize and pay overdrafts for ATM transactions and everyday check card transactions, unless you ask us to do so by “opting in” for protection.

If Community One Credit Union pays your overdraft, under our Standard Overdraft Practices, we will charge you a fee each time we pay an overdraft. There is no limit on the total fees we can charge you for overdrawing your account.

ONLINE BANKING

Manage your personal accounts with ease from the convenience of your home or office. Community One's Online Banking Service allows you to:

• Check account balances
  
• Review your transaction history
  
• Transfer funds between your accounts instantly
  
• List checks that have cleared
  
• View & print copies of cancelled checks at no charge
  
• Make loan payments
  
• Change your User ID or Password
  
• Sign up for Electronic Statements
• Click here to LOG IN NOW!

To set up your Home Banking Service, call us today at (330) 305-3050 or request more information.

ONLINE BILL PAY

Once your Online Banking is in place, you can also sign up to add our Online Bill Pay. It's a great tool to manage both your time and your money. This service allows you to pay all of your bills from a secure website. There's no remembering multiple passwords and jumping around to multiple websites to pay your bills. Plus, it integrates with our Online Banking Service to give you a complete history of your spending.

This service is ten times safer than sending personal checks in the mail. You can pay bills in two simple steps:

• Add a Payee (any merchant or person you need to pay)
  
• Schedule a Payment

Online Bill Pay saves you money. When you estimate the cost of personal checks, envelopes, stamps and trips to the post office, studies suggest that you can save up to $150 each year by using this service. In addition, there are no fees involved with Community One's Online Bill Pay as long as you continue to use the service within 45 days.

Learn more about online banking and view our demo

SIGN UP NOW:

• LOG into your Online banking account
• CLICK on the bill pay tab at the top of the screen
  
• FOLLOW instructions to create your account
  
• To set up your Online Banking Service, call us today at
  330-305-3050 or request more information.
  

Apple Pay™ - Pay With A Single Touch!

Community One Credit Union now offers Apple Pay™ services! Apple Pay allows you to pay for purchases with your iPhone6, iPhone 6Plus, or Apple Watch by holding your device near a contactless reader at participating merchants.

You can also use your iPad Air® and iPad Mini™ to pay within certain apps!

Apple Pay™ transactions do not store your actual card numbers. instead, it assigns an encrypted number to process your payment. Your actual credit or debit card numbers are never shared by Apple with merchants or transmitted for payment. Before getting started, make sure that your iPhone or Apple device has the latest version of IOS (8 or higher).

HOW TO MAKE C1CU DEBIT OR CREDIT CARD YOUR DEFAULT PAYMENT CARD:

• Go to Settings on your iPhone
• Tap Passbook & Apple Pay™
• Tap on Default Card & select your Community One Credit Union Debit or Credit Card.

NOTE: The debit or credit card number will need to be verified by C1CU before activation. You will be prompted to call the credit union after you register through the app.

HOW TO USE APPLE PAY™ IN STORES:

• Look for the contactless and Apple Pay™ symbol at the register 
• Hold your phone near the contactless reader with your finger on Touch ID™
• Keep your phone by the contactless reader until it vibrates and beeps indicating your payment was accepted

You can also use Apple Pay™ within apps to make purchases. In participating apps, checking out is as easy as selecting Apple Pay™ and placing your finger on Touch ID. For a complete listing of apps, visit visa.com/applepay.

For more information on Apple Pay and to get support for our Apple device, visit www.apple.com/applepay.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.

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C1CU MOBILE BANKING

The Future Of Banking Is Here!

Get all the convenience of Home Banking right from your Smartphone.

With C1CU Mobile Banking you can access your accounts when you need them from just about anywhere you may be. You can use your mobile phone or device to conveniently and securely access your accounts the way that’s best for you using your iPhone, iPad, Android or web enabled phone or device.

With Mobile Banking you can:

• Access real-time account information and check balances
• Conduct transactions
• View transaction history
• Pay your bills with C1CU Home Banking
• Locate the nearest surcharge-free ATM
• It's safe, convenient and free!
• Use Text Banking to stay on top of account information
• Remote Deposit Capture - Deposit checks with your Smartphone by using C1CU Mobile Banking. Simply endorse the check & print "Remote Deposit Only At C1CU" on the back & submit! You must be a C1CU Mobile Banking member to utilize this service. If you are not currently a Mobile Banking user, click here to contact us or call us at 330-305-3050

To activate C1CU Mobile Banking you must first be enrolled in Home Banking. To sign up for Home Banking call us during regular business hours at 330-305-3050 or request an application.

If you are already signed up for Home Banking, accessing C1CU Mobile Banking is easy. Just download the app to your device from your device’s market (iTunes for Apple devices or Google Play for Droid). Once the app is downloaded, login using the same username and password that you use for Home Banking.

Mobile apps for your iPhone, iPad or Android phone

To download our app, click on the appropriate button below and follow the instructions to download to your phone.

Text Banking

Community One Credit Union’s Text Banking makes account access simple. Stay on top of your account information with simple text commands. Enroll for Text Banking through C1CU Home Banking (Self Service & Mobile Alerts) or ask a C1CU Representative to help you get started today! Once set up, simply text “MENU” to one of these numbers: 234-401-0103 or 330-616-3076.

• Transfer Money Between Accounts - TRAN
• List Of Eligible Accounts - ACCT
• Check Your Balances - BAL
• View Transaction History - HIST
• Link To C1CU Loan Page - LOAN
• See Your Eligible C1CU Credit Cards - CARDS
• Make Your C1CU Credit Card Payment - PAYCC
• Link To C1CU Website - WEB
• Main C1CU Branch Phone Number - PHONE

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ATM ACCESS

There is NO FEE for using ATMs through the Money Pass Network or the Alliance One Network. Click on a network to find a FREE ATM location near you! We also have a surcharge-free ATM at our Frank Ave NW office, located behind The Strip in North Canton.

OTHER SERVICES

• Financial Planning Assistance – Elsass Financial Group
• Reorder Checks
• Postage Stamps
• Notary Service
• Medallion Signature Guarantee
• Money Orders
• Cashier’s Checks
• Wire Transfers